Usage Scenario: Fast Payment Process with Param Payment Pay None Secure on an E-Commerce Site

On an e-commerce platform, the goal is for users to complete their purchases quickly and easily. Especially for low-value or frequent purchases, it is desired to receive payment directly without 3D Secure verification. For this purpose, the Param Payment Pay None Secure action is preferred.

Scenario Flow

1. Product Selection and Add to Cart: The user selects the desired products in the store and adds them to the shopping cart.
2. Proceed to Payment Screen: After confirming the cart, the user is redirected to the payment page.
3. Enter Card Details: On the payment screen, the user enters the required credit card details:
   
   • Card number
   • Expiration month and year
   • Security code (CVC)
   • Cardholder's first and last name
   • Phone number
4. Preparing Order Details:The system calculates the total amount of the products in the user's cart and any available instalment options. A unique Order ID is also assigned to the order.
5. Clicking the Payment Button: The user clicks the ‘Quick Payment’ button and the payment process begins.
6. Execution of the Payment Process:
   
   • The Param Payment Pay None Secure action is triggered, and the payment request is sent to the Param system using the card details directly without 3D Secure verification.
   • The payment request is processed, and the system returns an approval or rejection result.
7. Communicating Results to the User:
   
   • If the payment is successful, the user is shown a payment confirmation and order details.
   • If the payment is declined, the user is shown an error message and redirected to try again.
8. Order Tracking and Management: After a successful payment, the system records the order and initiates the shipping process. The order status is updated in the user's account.